At Church Side Insurance we have been so proud of how our Commercial Customers have adapted and re-invented their businesses to survive and in a lot of cases thrive in these uncertain times.

The people of Mansfield and the surrounding areas have shown true grit in the face of adversity and found new ways to trade and look after their customers.

Has the fundamental day to day operation of your business changed in order to adapt?  If so, does your Insurance cover still protect you in the way it should?

Here are a few things to take into consideration which may affect your current Insurance:

  • Are your Business Premises unoccupied for lengths of time greater than your policy will allow?
  • If you are working from home, is your current Home Insurance provider aware and happy to continue cover? Is your Business Equipment and or Stock covered whilst at home?
  • If you are a Landlord, has your property become unoccupied or has the type of tenant changed? Does new legislation mean that you are now non-compliant?
  • Are you employing more/less people than you did before? Are you or your staff carrying out different duties than before?
  • Has the Health and Safety needs of your Business changed? If so, are your staff aware of the new risks?
  • Are you importing from or selling to different countries, or have the volumes you are importing or selling changed?
  • Are you selling different items or providing completely different services than you did before?
  • Are all your vehicles still in use? Have you employed new drivers who might not meet policy criteria?
  • Have your opening hours changed? Are you open less days of the week than before?

The answers to these and other questions could deem your insurance invalid or could result in an additional or even return premium.

We would advise you to discuss any changes to your business with your Insurance provider, just to be on the safe side.

If you need to find alternative Insurance, or if you would like a second opinion on your current cover, please get in touch.  We would be happy to help:

info@onyx.email or 01623 650232